Executive Team
Meet the American Commerce Bank Executive Team
Kevin Thrash
Executive Vice President
Kevin Thrash has 30 years’ experience in Credit Management, Project Management, Corporate Finance, and Banking. Kevin is American Commerce Bank’s Senior Lender and is responsible for loan production and underwriting. He has a BBA from Mississippi State University, an MBA from Georgia State University, and has completed the Graduate School of Banking at LSU. Kevin is also a Certified Treasury Professional.
David Tate
President / CEO
David Tate has served as the Executive Vice President and Chief Risk and Credit Officer for American Commerce Bank for the past seven years and has recently been promoted to President / CEO. He is responsible for the strategic management of all credit administration, policy and loan approval functions, as well as special and classified assets management, collections and recovery. He has previously served as Director of Loan Review and Special Assets Manager for Renasant Bank, a multi-state regional bank headquartered in Tupelo, Mississippi. David received his B.S.degree in commerce and business administration from the University of Alabama.
Robert Koncerak
Executive Vice President
Robert Koncerak is an Executive Vice President and serves as the bank’s Chief Operating and Financial Officer. Bob has 20 years of banking experience and has worked at numerous financial institutions in both management and executive capacities. Throughout his career, Bob has held positions across corporate banking, wealth management, capital markets, and community banking. Bob is a 1983 graduate of Penn State University and received an MBA from Duquesne University in 1997. In the community, Bob is a member of the Alpharetta Rotary and serves on the boards of Graduation Achievement Charter High School, the Isakson Alpharetta YMCA, and the Black School of Business at The Pennsylvania State University.
David Tate
President / CEO
David Tate has served as the Executive Vice President and Chief Risk and Credit Officer for American Commerce Bank for the past seven years and has recently been promoted to President / CEO. He is responsible for the strategic management of all credit administration, policy and loan approval functions, as well as special and classified assets management, collections and recovery. He has previously served as Director of Loan Review and Special Assets Manager for Renasant Bank, a multi-state regional bank headquartered in Tupelo, Mississippi. David received his B.S.degree in commerce and business administration from the University of Alabama.
Kevin Thrash
Executive Vice President
Kevin Thrash has 30 years’ experience in Credit Management, Project Management, Corporate Finance, and Banking. Kevin is American Commerce Bank’s Senior Lender and is responsible for loan production and underwriting. He has a BBA from Mississippi State University, an MBA from Georgia State University, and has completed the Graduate School of Banking at LSU. Kevin is also a Certified Treasury Professional.
Robert Koncerak
Executive Vice President
Robert Koncerak is an Executive Vice President and serves as the bank’s Chief Operating and Financial Officer. Bob has 20 years of banking experience and has worked at numerous financial institutions in both management and executive capacities. Throughout his career, Bob has held positions across corporate banking, wealth management, capital markets, and community banking. Bob is a 1983 graduate of Penn State University and received an MBA from Duquesne University in 1997. In the community, Bob is a member of the Alpharetta Rotary and serves on the boards of Graduation Achievement Charter High School, the Isakson Alpharetta YMCA, and the Black School of Business at The Pennsylvania State University.