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Privacy Policy

 

 

                                                    Revised:
June 2022
FACTS What does American Commerce Bank, N.A. do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 

  • Social Security number and account balances
  • Payment history and transaction history
  • Overdraft history and checking account information

 

When you are no longer our customer, we continue to share your information as described in this notice.

 
How? All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons American Commerce Bank, N.A. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does American Commerce Bank, N.A. share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 No We don’t share
For our affiliates’ everyday business purposes –
information about your creditworthiness		 No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share
Who We Are
Who is providing this notice? American Commerce Bank, N.A.
What We Do
How does American Commerce Bank, N.A. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does American Commerce Bank, N.A. collect my personal information?

We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • Provide employment information or give us your contact information
  • Show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other
companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
   
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

* American Commerce Bank, N.A. does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial
companies.* American Commerce Bank, N.A. does not share with our non-affiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

* Our joint marketing partner(s) include financial service providers, such as our credit card vendor and others.

Contact an American Commerce Bank Loan Officer today.

Bremen Branch
400 US Highway 27 Bypass
Bremen, GA 30110
770-537-2265 (BANK)